The Ledger

Daily Reform, Day 116

Galatians 2:16 & Colossians 2:8-14

From the Reformer

The scholastics explain the way of salvation in this manner. When a person happens to perform a good deed, God accepts it and as a reward for the good deed God pours charity into that person. They call it “charity infused.” This charity is supposed to remain in the heart. They get wild when they are told that this quality of the heart cannot justify a person.

—Martin Luther, Commentary on the Epistle to the Galatians

Pulling It Together

It is a pretty thought: a system of credits and debits. How much do I need to pay in order to bring my balance to a favorable position? It just is not biblical. Nor practical. How do you know when your debt is paid? How do you even know how much a sin costs or what a particular good deed is worth? It is a glorious thing that God has the answer to such a religious philosophy.

God has cancelled the debt on your ledger. You do not owe him a thing. You had once owed him your life because you were dead in your sins. Yet God has made you alive with himself. In other words, he has given you eternal life. He did so by forgiving the debt in your account. He completely set it aside, nailing your ledger to the cross.

© Mark E. Ryman, Daily Reform: Devotions with the Reformers

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